After the applicant and/or co-applicant register for AND attend the Information Session, they will be approved to continue to Step 2 where they will need to submit the information included in the Initial Qualification (Citizenship/Residency & Identification) by the deadline date. Examples of documents that will be asked for include but are not limited to: driver's license with current address, proof of citizenship/permanent residency, social security card, etc. Credit reports and background checks are pulled during this step.
STEP 3: Financial Qualification
All applicants and/or co-applicants who submit their completed Initial Qualification by the deadline will be notified if they have been approved to move on to step 3. They will then need to submit income and financial documents including but not limited to W2s, tax returns, paystubs, bank statements, etc by the deadline date.
STEP 4: Home Visit
Applicants and/or co-applicants who submit their completed Financial Qualification by the deadline date will be notified if they have been approved to move on to Step 4. Home visits will then be completed by staff and volunteers to evaluate the household's need for housing.
After home visits are completed, applicants and/or co-applicants will be notified if they have been selected to be in the Homeownership Program.
We empower low income individuals and families to be able to purchase a Habitat built home and pay an affordable mortgage. Individuals and families must work in partnership with and community